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Home » 10 Best WooCommerce Payment Gateway Plugins of 2022 (Free)

April 26, 2020 by Editor Team Leave a Comment

10 Best WooCommerce Payment Gateway Plugins of 2023 (Free)

Choosing the right WooCommerce payments gateway plugin enables you to drive sales and collect payment faster.

As a WooCommerce store owner, you know it well – running a WooCommerce store and accepting online payments isn’t that easy.

While receiving payments, you need to make sure the checkout process is seamless and fast; above all, payment processing must be safe and secure.

There is no certainty about your customer’s preferred payment gateways; some prefer PayPal, while others stick to traditional credit and debit card methods, and a few even prefer cryptocurrencies.

In conclusion, you need to choose a payment gateway plugin that is fast, reliable, and supports every major payment gateway to help you collect payments seamlessly.

Luckily for you, there are many WooCommerce payment gateway plugins to help you process payments safely and securely while supporting every major payment processor.

In this post, we have carefully compiled a list of the 10 top WooCommerce payment gateway plugins to help you process payments quickly and easily.

With these plugins, you can make your WooCommerce store’s checkout process smooth, safe, and secure.

Read on to learn which one is the best WooCommerce payment gateway plugin for you.

Here’s a quick index to help you navigate this article:

  1. NMI Payment Gateway
  2. WooCommerce USAePay Payment Gateway
  3. Cryptoniq Cryptocurrency Payment Plugin
  4. WooCommerce Pesapal Payment Gateway
  5. WooCommerce Stripe ACH Gateway
  6. WooCommerce PayPal Checkout
  7. Amazon Pay by WooCommerce
  8. Authorize.net
  9. Square for WooCommerce
  10. Intuit Payments Gateway

So let’s dive in.


Amazing 10 Best WooCommerce Payment Gateway Plugins of 2023

1. NMI Payment Gateway for WooCommerce

NMI Payment gateway for woocommerce plugin

NMI Payment Gateway is an easy to use, flexible, and reliable WooCommerce payment gateway plugin. NMI Payment Gateway enables you to process online transactions in real-time, all over the globe.

The plugin supports all major cards, including debit and credit cards, to help you receive payments on the go. This plugin seamlessly integrates into your WooCommerce checkout page and adds a flexible payment gateway for customers to pay.

The best part is that customers won’t be redirected to the payment website while making a payment; customers stay on your site while making payments.

The NMI Payment Gateway plugin even allows you to add a custom title and description for the gateway; also, it supports refunds from the edit order page. It even gives you the option to choose between Authorize Only and Sale Transaction Type.

What’s more, the plugin allows you to select and choose the card types supported by your account. You can choose from various card types, including Visa, MasterCard, Maestro, American Express, Visa Electron, and more.

The installation and payment configuration process of this plugin is quick and straightforward. You can set up the whole payment gateway from scratch with little to no experience.

Overall, if you’re looking for a reliable and powerful payment gateway plugin, NMI Payment Gateway is the best option you have.

Key Features:

  • Easy to install and configure
  • Add a custom title for payment gateways
  • Allows you dd a custom description for gateway
  • Switch between Sandbox and Live modes easily
  • Doesn’t redirect customers while making online payments
  • Enables you to select the card types supported by your account
  • Seamless integration with the WooCommerce checkout page

Pricing: The single site license costs $50. The plan includes six months of customer support and lifetime plugin updates.

Download NMI Payment Gateway Plugin


2. WooCommerce USAePay Payment Gateway

WooCommerce USAePay Payment Gateway WordPress Plugin

WooCommerce USAePay is a powerful WooCommerce payment plugin. The plugin offers a completely integrated experience between WooCommerce and USAePay.

This plugin allows you to accept all kinds of payments, including standard payments and recurring payments in WooCommerce via USAePay API integration.

USAePay is an ECI certified, real-time credit card processing gateway. With the help of USAePay, you can accept and process transactions from all over the globe for your WooCommerce store.

The real-time features enable you to charge your customers and receive payments right away.

This premium plugin supports all kinds of payments and refunds too. The plugin supports multi-currency, which empowers your customers to pay in any currency they want.

It has secure card processing that securely processes credit card payments without redirecting customers to the gateway’s website.

The best part is that the plugin allows your customer to save card details on the gateway servers for quicker checkouts. With this plugin, your customer’s card details are safe and secure; no sensitive card data is stored.

You can even process and make refunds from the dashboard itself. It allows you to make full or partial refunds directly from your WordPress dashboard.

Key Features:

  • Transaction API integration
  • Multi-currency supported
  • Credit card sale command supported
  • Credit card authorization command supported
  • Allows customers to save card details for faster checkout
  • Process full and partial refunds form the dashboard
  • It supports standard payments, subscriptions, and recurring payments
  • Process payments without redirecting customers to the gateway website.

Pricing: The single site license costs $49, which includes customer support and lifetime plugin updates.

Download WooCommerce USAePay Payment Gateway Plugin


3. Cryptoniq: Cryptocurrency Payment Plugin for WordPress

Cryptoniq Cryptocurrency Payment Plugin for WordPress

Cryptoniq Crypto Gateway is a unique and feature-rich WooCommerce payment gateway plugin. The plugin helps you use payment tools in your WooCommerce store for cryptocurrency.

When you deploy this plugin on your store, customers can pay for products with cryptocurrencies.

Cryptoniq Crypto Gateway plugins support seven cryptocurrencies, including – Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Tron TRX(), Dogecoin (Doge), Zcash (Zcash), and Dash (Dash).

The best part is that the plugin doesn’t involve any third-party services and transaction fees and that makes this plugin stand apart from the rest.

It has a decentralized payment system to process and make payments. All your customer needs to do is add their wallet address to the plugin options panel and customers can send the money directly to your address.

This provides advantages, including direct payments, no withdrawal fees, and no third-party service.

This plugin is quite useful for your customers who are willing to make transactions with cryptocurrency. The plugin seamlessly works with WooCommerce and enables you to receive payments on the go.

Additionally, the plugin comes with a powerful admin panel, where you can easily set your payment configurations. In the admin panel, you can set your wallet address, add coin prices for products, choose payment coins, and so on.

Key Features:

  • Powerful admin panel
  • No withdrawal fees
  • Decentralized payment system
  • Robust payment box
  • Multi-language and multi-currency support
  • Direct payment system
  • Shows calculated price for products in bitcoins
  • Supports seven major cryptocurrencies

Pricing: The single site license costs $24, which includes six months of customer support and lifetime plugin updates.

Download Cryptoniq Plugin


4. WooCommerce Pesapal Payment Gateway

WooCommerce Pesapal Plugin

WooCommerce Pepsal is another reliable payment gateway plugin on our list. The plugin comes with multiple new payment options; it enables customers to make payments using Pesapal.

The plugin is quite simple, and it has an easy setup and configuration option.

The WooCommerce Pepsal plugin makes it super easy to accept payments through e-wallet and mobile wallet M-Pesa, Airtel Money, K-rep Bank, and MVisa.

The plugin is a popular choice for African countries, including Kenya, Uganda, Zambia, Zimbabwe, Rwanda, Tanzania, and Malawi.

When you install the plugin, by default, it is set to your country’s currency. For example, let’s say you registered from Kenya, it would automatically be set to KES for Kenia, TZA for Tanzania, and so on.

This plugin is a reliable and affordable payment gateway plugin with easy installation and configuration options.

Key Features:

  • Easy to use and configure
  • Multi-Currency support
  • Quick and hassle-free payment processing
  • Supports major cards and payment options
  • Supports major mobile wallets: M-Pesa, Airtel Money, etc.
  • Enables customers to make payment using Pesapal

Pricing: The single site license costs $39, which includes six months of customer support and future plugin updates.

Download WooCommerce Pesapal Payment Gateway Plugin


5. WooCommerce Stripe ACH Gateway

WooCommerce Stripe ACH Gateway WordPress Plugin

WooCommerce Stripe ACH Gateway is a popular payment gateway plugin. The plugin allows your WooCommerce store customers to pay directly using their bank account via the Stripe ACH Gateway.

To use this plugin, your account should have the latest API version.

The plugin has easy installation and comes with robust configuration options to help you receive payments on the go. It allows payment with just the bank account and routing numbers; it doesn’t require a credit card.

The plugin first verifies the account with micro-deposits, and then the plugin works like a charm with the official Stripe WooCommerce integration.

This plugin has a native html5 dialog with simple customization options via CSS, which automatically adapts the look of modal windows within your WordPress themes.

It also seamlessly works with Plaid; Plaid integration allows users to pay via logging in and using their bank username and password. What’s more, the plugin auto refunds via ACH Stripe and Plaid.

Key Features:

  • Test mode and live mode
  • Account verification with micro deposit
  • Seamlessly works with WooCommerce
  • Auto refunds via ACH stripe and Plaid
  • Enables the user to pay by bank account

Pricing: The single site license costs $197, which includes six months of customer support and future plugin updates.

Download WooCommerce Stripe ACH Gateway Plugin


6. WooCommerce PayPal Checkout: Free

woocommerce gateway paypal express checkout plugin

WooCommerce PayPal Checkout is an official payment gateway plugin by WooCommerce. The plugin enables you to add payment power with the PayPal checkout option on your WooCommerce store.

With this plugin, you can give your customers a fast, easy, and secure way to pay and make payments on the go.

PayPal checkout is the latest and greatest payment extension from PayPal. You can give your customers the flexibility to purchase right from your product pages.

The plugin comes with full customization options, where you can customize the look and feel every step of the way; it also comes with 24/7 fraud protection.

Once you deploy this plugin, customers can use PayPal checkout to pay with PayPal or any other major credit or debit card without even leaving your WooCommerce website.

It allows your shoppers to purchase right from your product pages and pay in any currency.

PayPal handles all the security, using a secure server, so you don’t need to worry about handling payment information on your WooCommerce store.

This plugin includes the PayPal One Touch check out experience, which eliminates the need for PayPal customers to enter passwords or card details.

Key Features:

  • A fast and easy payment experience
  • Accepts Venmo and PayPal Credit (US Only)
  • Advanced Smart Payment buttons
  • All the payments are processed on PayPal servers
  • It accepts PayPal and all major credit and debit cards
  • One time integration with quick set up and automatic updates
  • Enables customers to pay directly from product and shopping cart pages

Pricing: The plugin is free to use.

Download WooCommerce PayPal Checkout Plugin


7. Amazon Pay by WooCommerce: Free

Amazon Pay by WooCommerce WordPress Plugin

Amazon Pay is a powerful extension that is officially developed by WooCommerce. Amazon Pay extension enables your customers to shop on your WooCommerce store using their existing account.

Customers can easily check out without leaving your website or creating a new account.

Amazon Pay helps you get and acquire new customers, increase conversions, and reduce your cart abandonment. The best part is that the Amazon Pay plugin is free and easy to install.

A customer can log in to their Amazon account, enter the shipping address and payment method, and then confirm their order right away.

The plugin has multi-currency support, and it allows your customers to make payments in their currency of choice. Also, the customer doesn’t need to worry about currency conversion rates when shopping with their Amazon account.

For admins, the payment option is easy to configure; you set up with Amazon Pay quickly with improved onboarding flow.

You can register a new or existing account directly from the WooCommerce admin panel. The plugin comes with an improved recovery mechanism built in that reduces the number of unsuccessful transactions.

What’s more, the plugin has simple pricing options that can help you lower the total cost of accepting payments for your business with low, volume-based pricing. Overall, Amazon Pay is a robust payment gateway plugin and is worth a try.

Key Features:

  • Easy onboarding and setup
  • Multi-currency functionality
  • Mobile optimized widgets for tablets and smartphones
  • Amazon-provided fraud protection and detection technology
  • Supports recurring payments for WooCommerce subscriptions
  • Powerful and improved recovery mechanism

Pricing: The plugin is free to use. It’s an official extension by WooCommerce.

Download Amazon Pay Plugin


8. Authorize.net: CyberSource Solution

Authorize net WooCommerce WordPress Plugin

Authorize.net is one of the finest and most reliable official payment gateway plugins by WooCommerce. The plugin enables you to easily and securely accept credit cards and eChecks using Authorize.net.

It provides strong integration for WooCommerce while providing security and reliability.

The plugin empowers your customers to save credit cards and bank accounts to their WooCommerce account for fast and easy checkout options.

No doubt, Authorize.net provides one of the most prominent payment processors and offers easy and safe credit card and eCheck processing.

The Authorize.net extension allows you to keep your customers on your website while making payment, which helps you to have maximum control over your checkout process.

The plugin gives you maximum control and customization options, provides a simple checkout process for the user, and more flexibility to admins.

What’s more, the extension allows you to refund an order paid for with the Authorize.net plugin directly from within WooCommerce.

You can speed up the refund process with the help of full or partial refunds from the ‘Edit Order’ screen, and it will automatically send the transaction to Authorize.net.

Key Features:

  • Accepts international transactions worldwide
  • Customers don’t get redirected to other sites while making payments
  • Processes refunds/voids automatically from within WooCommerce
  • Accepts checks with optional Authorize.net eCheck account
  • Updates payments form at checkout with retina icons
  • Comes with mobile-friendly checkout with numerical inputs
  • Automatically captures prior authorized transactions for the edit order screen.

Pricing: The plugin costs $79, which includes one year of customer support and plugin updates.

Download Authorize.net Plugin


9. Square for WooCommerce

Square for woocommerce wordpress plugin

Square for WooCommerce is another robust and reliable WooCommerce payment gateway plugin. The plugin enables you to take payments online on your WooCommerce store with Square.

You can get the plugin for free, set it up, and instantly begin accepting payments.

The plugin enables you to synchronize sales, inventory, customer data, and manage all your channels through one centralized platform; it’s an easy to use one-payment solution for all your needs.

Getting started with it is quite easy; there are no hidden fees or surprises. With Square, you’ll only pay when you make a sale.

Square for WooCommerce enables you to accept payments anywhere, anytime on your WooCommerce store. The plugin accepts all major debit and credit cards; it’s available in the US, Canada, Australia, UK, and Japan.

The best part is that recurring customers can easily save their payment methods and even add labels to the saved payment methods for easy reference when paying in the future.

It also provides enhanced reporting where you can view itemized transaction details for improved reporting. Additionally, the plugin comes with fraud and account takeover protection, which watches over your account’s security 24/7.

Key Features:

  • Accepts payments all over the globe
  • Advanced security protects your customer’s data
  • Allows customer to save payment details and methods
  • Comes with enhanced reporting to view transaction details
  • Provides end-to-end encryption and is PCI-DSS compliant
  • Square has a dedicated dispute team standing by for you
  • Comes with reliable fraud and account take over protection

Pricing: The official Square for WooCommerce extension is free to use.

Download Square Plugin


10. Intuit Payments Gateway

Intuit Payments Gateway WooCommerce WordPress Plugin

Intuit Payments Gateway is a flexible and robust payment gateway plugin for WooCommerce. It allows you to easily and securely accept credit cards via Intuit on your WooCommerce store.

The plugin provides strong integration for WooCommerce while providing security and reliability.

This plugin provides increased security during payment processing; the customer’s credit card info is tokenized before sending it to your servers.

It also meets the lower level PCI SAQ A-EP compliance level, which makes the payment process more secure than ever.

The plugin allows your customers to save their credit card and bank accounts to their WooCommerce account for easy and fast checkout options.

You can have maximum control over the checkout process so that you can test and implement the best payment experience for your WooCommerce store.

The Intuit Payments Gateway plugin allows you to manage automatic refunds and void payments directly from within your WooCommerce store; no more needing to log into your merchant account for refunds.

You can even speed up your store management by creating full or partial refunds right from the ‘edit order screen.’

What’s more, the plugin allows your customers to securely save multiple payment methods to their account for faster checkout.

Customers can also change saved payment methods, such as changing the active payment method, adding new payment methods, and removing a payment method from the ‘My Account Page.’

Key Features:

  • Easy to use & configure
  • Simple and integrated checkouts
  • Processes refunds/voids automatically
  • Securely saves customer payment methods
  • Accepts eCheck with Intuit Payments account
  • Captures charges automatically from WooCommerce
  • Adds a mobile-friendly checkout with numerical inputs

Pricing: The plugin costs $79, which includes one year of plugin updates and customer support. The plan is also backed with a 30 day money-back guarantee.

Download Intuit Payments Gateway Plugin


Conclusion: What Are the Best WooCommerce Payment Gateway Plugins for Customers?

So this is our handpicked list of the top 10 best WooCommerce payment gateway plugins of 2023. All of these plugins are easy to use, flexible, and come with all the essential and advanced features you need to help you receive payments quickly.

The plugins listed here are all tested, approved, and recommended by WooCommerce experts to help you receive payments safely and securely on your WooCommerce store.

Most of the plugins listed include free options with basic features, while the premium plugins unlock superb features and more secure payment processing.

You can choose any plugin from the list that suits your requirements and budget well.

Which plugin do you use for payment processing on your WooCommerce store? Did we miss any reliable plugin in this roundup? Feel free to share your thoughts in the comments section below.

If WPCITY‘s this post helped you, give us a thumbs up by sharing this post on Facebook, Twitter, and LinkedIn.

More WooCommerce Plugin Guides:

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